Real Estate Loan Center Originator I

Company: Alaska USA Federal Credit Union
Location: Anchorage
Posted on: May 12, 2022

Job Description:

Overview:Reports To: Real Estate Loan Center Origination and Processing Supervisor
Primary Functions: Originate real estate and mortgage loans.
Duties and Responsibilities:

• Ensure members provided timely and accurate information on the credit union's real estate loan programs, handle member inquires related to real estate or mortgage loans.
• Answer all in-coming calls as necessary pertaining to real estate and mortgage lending issues. Provide back in the telephone queue.
• Maintain current in depth knowledge of real estate lending policies and guidelines. Maintain current general knowledge of mortgage lending policies and guidelines.
• Originated applications for in-house and other non-mortgage real estate loans.
• Underwrite real estate loan applications.
• Provide assistance to real estate processors as necessary.
• Provide assistance to processors as necessary.
• On approved files give the real estate processor the loan file to contact the member with loan approval and conditions. Clear loan conditions timely to ensure a smooth closing.
• On declined files, advise the borrower of the decline and issue refunds, returning documentation as necessary.
• Promote Alaska USA real estate programs and cross-sell credit union services.
• Perform other duties as assigned.Qualifications:Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
  Creditable Experience in Lieu of Education: Two years responsible real estate lending experience or one year at the loan officer level. Advanced industry courses in real estate lending.
  Experience/Skills: Good written and verbal communication skills with attention to detail. A thorough knowledge of all aspects of real estate lending including all applicable laws and regulations. Two years of increasingly more responsible real estate lending experience.
  Tenure: RE Loan Originator II, Category 12, requires twelve months in the RE Loan Originator I position with performance that meets or exceeds expectations. Directly related work experience and/or accelerated training completion may be substituted for tenure.
  Equal Opportunity Employer

Keywords: Alaska USA Federal Credit Union, Anchorage , Real Estate Loan Center Originator I, Other , Anchorage, Alaska